The Vietnamese currency is Dong (VND). Bank notes in circulation are 200; 500; 1,000; 2,000; 5,000; 10,000; 20.000; 50,000; 100,000; 500,000 and coins of 200; 500 (silver) and 1,000; 2,000; 5,000 (gold). Foreign currency can be exchanged at the bank, exchange bureau or reception desk at hotels. Travelers' cheque and most of credit cards are accepted in major cities. Before leaving Vietnam, Vietnamese dong can be changed into foreign currencies at the airport.
* Credit Cards and Travellers Cheques
Visa, Amex, JCB and Mastercard are accepted at some banks and most large hotels. You will seldom be able to shop or pay in restaurants with credit cards. Travellers cheques, preferably in US dollars, can be easily cashed at banks, hotels and some travel agents.
* ATM
If your bank at home is part of the Plus or Star systems, you can withdraw from your ATM account at home in either dong or Dollars. You can also get a cash advance on your Visa card at the Hong Kong Bank office in Hanoi or through the ANZ Bank's offices in HCMC and Hanoi.